What we do
Strategic Guidance for Organizations
Helping organizations make better long-term decisions about retirement plans, healthcare costs, and employee engagement.
With more than 25 years of fiduciary advisory experience, The Retirement Consulting Group works with leadership teams to bring transparency, governance, and long-term strategy to the financial programs that shape employees’ lives.
Discover the Vision
For more than two decades, The Retirement Consulting Group has helped employers and nonprofit organizations bring transparency, structure, and fiduciary discipline to retirement plan decisions.
Today, that same governance mindset is increasingly important in another area — healthcare costs.
RCG helps organizations move beyond reactive annual renewals toward a more strategic approach to retirement plans, healthcare cost management, and employee engagement.
Our focus
Three Critical Systems Inside Every Organization
01.
Retirement Plan
Designing retirement plans that are easy to administer, meaningful for employees, and defensible under fiduciary standards.
02.
Healthcare Cost
Helping leadership teams bring transparency, governance, and long-term strategy to one of the largest unmanaged expenses in their organization.
03.
Employee Engagement
Strengthening communication and engagement so employees better understand and act on the financial resources available to them.
Our Approach
Why Organizations Work With Us
The financial & healthcare programs inside an organization shape employees’ long-term financial lives. They deserve thoughtful governance and clear strategy.
Independent Perspective
RCG serves as an independent advisor — not a product vendor or benefits broker.
Our work is grounded in a fee-only advisory model, allowing leadership teams to evaluate options and make decisions based solely on what best supports their organization and employees.
Fiduciary Experience
For more than 25 years, Jennifer Rayner has advised employers and nonprofit organizations on retirement plans, fiduciary governance, and workplace financial programs.
That experience informs how RCG approaches complex financial systems such as retirement plans, healthcare benefits, and employee engagement.
Focused Advisory Relationships
RCG intentionally operates as a boutique advisory practice.
Rather than serving a large volume of clients, the firm works closely with a focused group of organizations.
Many relationships extend for years — often decades — because the goal is not simply to provide advice, but to support thoughtful long-term decision making.
Our Process
How We Collaborate for Your Success
Step-01
Initial Conversation
We begin with a conversation to understand your organization’s current structure, priorities, and areas where leadership may be seeking greater clarity or strategic guidance.
Step-02
Evaluation and Strategy
RCG reviews available information and provides an independent perspective on retirement plans, healthcare strategy, or employee engagement approaches.
The goal is to help leadership teams understand options clearly and evaluate decisions through a fiduciary lens.
Step-03
Ongoing Governance
For organizations that choose to work together, RCG provides ongoing advisory support to help leadership teams strengthen governance, improve transparency, and make thoughtful long-term decisions.
Start the Conversation
If your organization is evaluating retirement plan strategy, healthcare costs, or employee engagement approaches, we welcome the opportunity to connect.